Cold-blooded inhumanity is a pre-existing condition, too...

At least for the titans of the health insurance industry. Three more examples of the venality of health insurers...

+ Being the victim of domestic abuse is a pre-existing condition, and thus is used as the basis for denying medical coverage. (Most of the top health insurers)
+ "Having a child is a matter of choice," and thus elective, and thus maternity care is subject to denial of coverage. (Anthem Blue Cross)
+ Delivering a child by Caesarean section increases the likelihood that a Caesarean will be needed for future births, and thus the first Caesarean creates a pre-existing condition which is the basis for denying coverage of future Caesareans. (Golden Rule Insurance)

But remember, things would be so much worse if we had government bureaucrats deciding what health care you deserve instead of profit-motivated private companies. PASS MEANINGFUL HEALTH CARE REFORM LEGISLATION, NOW.